This is Why I’m Broke! 7 Money Blocks to Fix Now

Money blocks are real. And at one point or another, most of us have experienced them.

You might actually read this article and as a result of learning about these blocks have an ah-ha moment and tell yourself, This why I’m broke! This is because it can be really hard to realize that it’s a money block that’s keeping you broke.

Most people just assume that to stop being broke, you need to change your financial habits, but there’s more to it than just that.

That’s why it’s important to learn what these blocks are and how to remove money blocks.

What is a money block?

But what is a money block anyway? A money block is a series of thoughts, a mindset, or a feeling that gets in the way of you accomplishing financial success. It could be getting out of debt, saving a ton of money, increasing your income streams, or affording the lifestyle of your dreams.

7 Common Money Blocks and How To Fix Them

Here are 7 money blocks you can identify and work on breaking through to achieve financial success.

So, have you ever found yourself thinking things like:

I have to be a millionaire to afford that.

There’s no way I can save all that money.

How will I ever pay off all this debt?

Well, those are classic examples of limiting beliefs, many of which we may have even learned in childhood. Believe it or not, we have hundreds of them running throughout minds every single day.

So how do you combat this? It’s all about being conscious of what you’re thinking and then reversing your thoughts. Over time, you’ll find yourself doing this automatically.

So going forward, instead of thinking about what you can’t do, focus on what you can do by building an abundance mindset such as:

I can afford that and I’m going to figure out a way to get there.

I’m going to create a savings plan to be able to save all that money.

I will pay off all my debts.

In addition, make it a goal to start your day off positively and end it positively because it will help you combat those negative thoughts.

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Try to pray, meditate, and/or journal.

Find what works to get you into the right headspace.

When you are in the right headspace and thinking the right thoughts that don’t limit what you can achieve, you will be motivated and more inclined to achieve financial success.

2. Negative-self talk

Thinking negative or limiting thoughts causes money blocks. But speaking them out loud amplifies them.

Speaking negatively or saying limiting words makes those words tangible and gives them power because they have now been said. Plus, all of this negative self-talk can lead to stress, impacting your health!

Be mindful of the words that come out of your mouth because what you say will manifest.

If you catch yourself saying something negative, immediately adjust your verbiage and rephrase your statement in a positive light.

Keep in mind that your words and thoughts are very much related.

The more you say something, the more you think it, and the more you think something, the more likely you are to say it.

Both combined (your thoughts and your words) tie deeply into your motivation, mindset, actions, and perseverance in all situations, including accomplishing financial success.

Not having a rhyme or reason around what you want to accomplish with your finances will lead you into block after block after block.

You’ll find excuses as to why things are not working out.

Also, other less important things will take up your time and financial resources, and you’ll lose motivation fast.

If your financial goals (and life goals in general) are not specific and measurable, you are less likely to stay focused on them because there is no set date. In turn, you’ll be less likely to accomplish them.

To get rid of this type of money block, it’s important for you to set very clear and specific goals around specific timelines.

Don’t just state, and I will pay off all my debt—instead, state how much in total and by when and how you plan to do it.

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Then, write it down somewhere you can keep track of it. It could be in a notebook, on a spreadsheet, or in an app.

Also, once you’ve set those big goals, break them down into smaller chunks you can track weekly, monthly, and yearly so you can stay motivated by the progress you make over time.

Breaking big goals down into smaller goals keeps you inspired because they are easier to accomplish!

4. Your emotions and grudges you hold towards other people

Ah, this is a big one. So many people harbor jealousy or even anger toward other people who seem to be doing better than they are.

They spend their energy (and time) feeling this way toward friends, family, co-workers, and sometimes even towards strangers on the internet! These emotions, in turn, send a ton of money blocks their way because it keeps them focused on negative thoughts and actions.

Are you guilty of this? Well, you can set things right by redirecting your time and energy.

Instead of focusing on what other people have that you don’t, you can focus on what you can do to start taking the necessary actions to stay motivated and really start finding your own financial success.

It’s also important that you remind yourself to be grateful when you start to feel envious of other people because it can help you combat negative feelings.

Gratitude is such an essential part of the journey to financial success. When you’re grateful, you realize all the blessings you have in your life, and this leads to contentment.

Also, realizing that someone somewhere is praying for something you already have can help put things into perspective.

5. Not forgiving yourself for your money mistakes

This is another big-money block, so many people struggle with. To move forward with achieving your financial success, you have to forgive yourself for your money mistakes, take the lessons you’ve learned, and keep it moving.

Yes, mistakes happen! Everyone has made bad decisions with money from time to time—even the world’s wealthiest people.

It’s all about acknowledging where you went wrong and figuring out what to do to make things right.

Even if you wind up making the same or similar mistake again, you rinse and repeat (acknowledge, learn and implement the lessons) until you get past your error.

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This is how you release those money blocks and start really succeeding with your finances.

6. Avoiding your finances

Do you avoid your finances? This is actually a type of money disorder.

Common behaviors of money avoidance are not reading your bank statements, paying bills late, etc.

Basically, avoiding anything to do with your money! This money block stems from false beliefs about money and leads to self-sabotage.

Remove this block by taking it head-on.

Start by creating a financial routine to get in the habit of checking in with your money regularly.

This is a powerful step because it helps you stop avoiding everything that has to do with your finances and stay on top of your money.

To really take control, start using a spending journal to track transactions and your emotions around your money.

7. Worshiping the almighty dollar

You may be thinking, “I thought wanting money was a positive thing.” Well, it is, in moderation.

Money worship doesn’t mean you have an abundance of money. It means that you constantly strive for more and more and end up overspending and racking up debt, trying to find happiness.

So, the trick to beating this money block is finding your passion. What truly makes you happy outside of materialistic things?

Finding the answers to what inspires you and brings joy is important because rather than spending money on crap you don’t need, you will find happiness in experiences instead.

You can beat your money blocks and be successful

In conclusion, now that you know how to remove money blocks, I also want you to understand that you can achieve anything you want.

Anything. This means that you have it in you to break the cycle of always being broke. Let that sink in for a moment.

You just have to want it bad enough and be willing to put in the work and stay the course.

So take some time out for your finances and identify what’s causing any money blocks you might be experiencing right now and take steps to address them.

Also, understand that sometimes you might fall short of your goals, and that’s okay.

The people who succeed are the ones who power through their shortcomings and failures and keep going anyway.

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